| Whether you are looking to protect yourself, your family or your business, fortunately you can take action to minimise the otherwise devastating financial impact that serious illness, disablement or premature death could have on the ones who matter most. You can’t predict the future...but you can prepare for it! With the right insurance cover in place you can protect your income, your debts and your family from the consequences of bad health. Insure Qld are experts in providing families with professional advice in building an effective risk management plan. A comprehensive risk insurance package will help to provide peace of mind in the unfortunate event that you suffer a serious illness/injury, become totally and/or permanently disabled or die. Income Protection Income Protection pays a monthly amount while you are unable to produce an income as a result of sickness or injury. Income protection allows you to continue to pay for your ongoing living expenses like; petrol, food, electricity, school fees, loan repayments plus many more everyday expenses.
Life Insurance Life Insurance – or Life Cover – provides a lump sum on your death or on the diagnosis of terminal illness. Life insurance provides financial support when it’s needed most, giving your loved ones the financial freedom to make choices about their future. Total and Permanent Disablement Insurance (TPD) If sickness or injury leaves you totally and permanently disabled, this cover provides you with a lump sum payment. This lump sum benefit may assist with modifications to your home, ongoing medical expenses and ongoing living expenses. Trauma Insurance Trauma insurance (sometimes known as recovery insurance or crisis care) provides you with a lump sum on the diagnosis (or occurrence) of one of a list of serious medical conditions and procedures. Each insurance company maintains their own list, but they generally include serious medical conditions such as cancer, heart attack or stroke. Something to consider ... Financial and personal circumstances can frequently change; you should review your insurance regularly to ensure it always provides adequate protection. | 
